Investing and Financing

Most of the businesses these days borrow money either in short terms or long terms basis. The majority of cash flow statements illustrate the increase and decrease of the earnings of the short term debt only. It does not report the total amount that either either borrowed or paid. On the other hand, when illustrating a long term debt, the total amount and the reimbursements of the long term debt must be indicated in the cash flow statement on a yearly basis. The figures on these cash flow statements are illustrated on gross not net figures.

Similar to businessmen, most of today's businesses must find a way to finance its acquisitions when the business' internal flow of cash is insufficient or is insufficient to provide financial support in order to for the business to grow. When we say financing, it usually means the funding of a business capital from debt and equity sources. And by borrowing money from financial institutions or banks, in order to loan money to the business, or by providing extra funds in the business. The tenure also includes the other side of the coin, meaning doing payments on the balance due and returning the principal to the owners. It also includes the monetary contributions by the company from the income to its owners.

In addition to that, another section of the statement of the monetary flow illustrates the ventures that the business has admitted during the annual report. New and additional ventures signify the growth of the production and distribution capacity of the business, as well as its improvements and improvements. Organizing long term assets or removing a key component of the business can create good or bad effects, depending on what is influencing the said actions.

Some companies will dispose some of its predetermined assets on a yearly basis upon reaching the limit of their usefulness because they will become more of a liability than an asset. These predetermined assets are either disposed or put on the market, or in most cases, traded for new predetermined assets. The assessment of the fixed assets or predetermined assets that is at the end of its usefulness is called the fixed assets' "salvage value". The profits of the fixed assets are accounted as a source of money in the "investing activities" segment of the statement of the business' monetary flow. The proceeds of these fixed assets are generally diminutive in quantity.

Brother of the Bride Wedding Speech

Weddings are ceremonies where a couple gets to share their best day with their friends, family and loved ones. It is a ceremony that most people consider the most important in their lives. It is a great privilege to be invited to share and celebrate with the couple but it is even more honorable to be chosen by the couple or family to give wedding ceremony speeches. Some of the wedding ceremony statements are given after the couple exchange their wedding vows during the church service, while others are given during the reception as people eat and make merry. Brother of the bride wedding speech is one of the common wedding speeches. Others short wedding speeches are given by the couples best man and maid of honor, father or mother of the bride or groom, siblings to the couple or other close family and friends ..

The Brother of the bride wedding speech is one where a brother gives the positive experiences of his sister. Brother of the bride wedding speech is one of the short wedding speeches, which can be given by the bride's brother in place of their father. Brother of the bride wedding speech should start with congratulations to the couple on their hard work and planning. The bride can be assured that all worked out beautifully according to plan and everything looks great. The brother of the bride wedding speech should sound personal as the brother narrates some of the childhood experiences. This helps to spark fond memories and allows the rest of the family and friends at the reception to share a little with the two siblings. The brother also gets to invite his new brother in law into the family. If the brother shares the same sense of humor with the couple, he can make a few jokes without embarrassing the couple in any way or add some love quotes and finally congratulate them as he welcomes another family member to give their speech as well.

Some people feel that they need to write their brother of the bride wedding speech. The speech can be well planned, thought out and even finally written. The speech should briefly state what the brothers feeling and good wishes towards the couple. A few love quotes and / or jokes can be included in wedding speeches to make it less formal. The brother of the bride wedding speech can be casual with the brother telling the couple that he is really happy for them. One wedding speech example that a brother can give is as follows: – "… For the sake of those who do not know me my name is [Andrew]. [Alexia], the bride is my youngger sister. share in this beautiful occasion but I feel even more honored to give a speech. On behalf of the entire family, I would like to take this opportunity to invite [Boniface], my new brother in law into our family. memories I have of my sister include the day she removed her braces and she kept smiling at everyone saying how her teeth were beautiful … "This brother of the bride wedding speech is but balanced since it captures all the necessary aspects.

SEO Strategies – The Truth About Search Engine Optimization

The Importance of Being Online

Did You Know? Right now, over 81% of people first search online before making a purchase vs using yellow pages, newspapers, traditional "offline" methods.

Did You Also Know? – 60% of traffic that comes to the websites is from searches-From people typing in what they are looking for in Google, Yahoo & MSN / Bing. Now, if your website is not on the first page of the search engine results, then unfortunately you are now. So knowing that, I am sure you would like to know how to achieve first page search results … and it begins with proper SEO strategies.

Let's get started!

First things first!

"A little bit of information is a dangerous thing"

Well the same holds true for too much information when it comes to SEO or Search Engine Optimization. When you are taught how to drive, was it necessary for you to have an understanding of the combustion engine, correct valve timing or be able to rebuild a transmission?

Of course not!

You simply needed the facts of getting your car going safely and smoothly down the road to your destination. Otherwise you will never get out of the driveway or be too overwhelmed and never learn to drive … never achieving your desired results.

Marketing Lesson # 1 "You can not steer a parked car!"

Unfortunately there is a lot of miss information that seems to be right in line with what people are trying to sell you online today. Imagine that?
The three reasons for this are simple:

1. SEO Companies, Gurus and Consultants want you to believe that only their big brains, experience and magic wands can make your site optimized and that little old you has NO chance, so do not bother and pay us lots of money.

2. Pretend Gurus and Consultants learn a few tricks and sell their wares unscrupulously all over the web for cheap leaving you with a crappy e-book and no results.

3. Lastly, there are the true webmasters out there who take on-Page optimization well beyond where it needs to go. (in my humble & profitable opinion) If you do not believe me, go ahead and buy one of those 200 page e-books that expect you to have degree from MIT and a full working knowledge of website coding. I would rather eat glass … I know this because I have read one of these, but dozens before seeing the light.

In other words, they tend to try and paint the Mona Lisa within every site but forget to invite anyone to the museum. IE All tech and no marketing. Remember, we did talk about the importance of getting the car moving did not we?

Dispelling the Myths of Search Engine Optimization

  • PPC or paid advertising is much cheaper and faster. WRONG. Paid advertising is only as good as long as you are paying for it, where On-Page optimization is a onetime set up. Natural Search Traffic is still 60% of all traffic & you will pay more per click in advertising if your site is NOT optimized.
  • SEO results take months, if not years, to achieve. WRONG. In fact, you can expect immediate results within a few days. Nobody has the time or patience to wait these days …
  • Optimal SEO results can only be achieved by an SEO expert. WRONG. No technical knowledge or SEO expertise is needed to achieve major success when you use the right SEO Strategies.
  • Hundreds of links are needed before I can start to see significant results. WRONG. Have you ever heard the saying, "Work smarter, not harder"? You can maximize your results with very little linking.
  • The Google algorithm is complicated and takes over 100 factors into consideration. It's impossible to achieve maximum SEO results without targeting them all. WRONG. There are key areas that have the greatest bearing and weighting over search engine results. In fact, these key areas make up the majority of the search algorithm.
  • SEO software yields the best results. WRONG. Simply put, if you know the key areas to target, you'll outperform any SEO program EVERY time. It's not a complicated process if you know what you're doing. (famous last words)

What is SEO All About Then?

All right, you've been patient. Here are the essentials of what you need to know about WHAT Search Engine Optimization is all about and then I'll get to the "HOW TO's" in just a minute. Let's walk before sprinting into uncharted territory.

OK so here's you first curve ball … there are two kinds of Search Engine Optimization! What? Who knew? Well I did and now so do you.

There is "ON PAGE" SEO and "OFF PAGE" SEO.

On-Page SEO is the method of configuring your website's size, layout, text, photos and videos so that they are easy to find by the search engines when someone is searching for them online.

Off-Page SEO happens outside of the website. It is the method of distributing valuable and relevant content about your products and services onto the internet in the form of blog posts, videos, articles, forums, podcasts, etc. that all point back to your website to help raise its rank in the search engines as well as drive traffic.

Now there is a middle man (more like a Judge) in the process and that is the search engines themselves like Google, Yahoo & Bing / MSN. They go around creeping and crawling around the internet and index or rank your website based on their own formulas known as algorithms.

No one knows the exact formulas (except those web geeks at Google, but they're not talking) but we have established some definite Do's & Don'ts when it comes to optimizing your website. The other thing to understand is that the Google's & Yahoo's use both On-Page & Off-Page optimization when ranking your website. For now, we'll concentrate on the on-site SEO which is the foundation for all other web marketing anyway.

Even paid web traffic from ads will cost you less with an optimized website because the search engines will reward you for playing by their rules … And simply the one theme that governs the rules of the search engines is to protect the consumer.

The Search Engines primary job is to bring the most RELEVANT results (websites, videos, articles, etc.) to the consumer or person doing the search based on the search term they type in. For example: If you were to search for "Snake Poison Antidote" on Google, you would be less than pleased and understandably angry if it folded up websites on snakeskin handbags and boots. You get the idea.

Getting Started with SEO Strategies

1. KEYWORDS : Prior to the SEO (or the process of correctly placing the right search engine friendly elements on your site) Optimization really begins with understanding the search terms people are using to look for products and services in the first place. These search terms are commonly known as "Keywords". Proper Keyword research is where most people (even seasoned marketers) fail before they even get started. Fortunately there are plenty of free and paid tools you can be using in no time to pick out the best terms to optimize your site with.

2. PLACEMENT : After you have thoroughly done your keyword research, it is time to strategically place them in all the elements * of your site (Header, Title, Description, Meta Tags, Navigation Links, Images, H1, H2, H3 tags, Alt Tags, Body etc.) to effectively have Google and the others to index or take account of all of them to be able to rank your site's relevancy for those keywords.

* Note: All of these "elements" are simply fields easily accessible to fill in on most commonly used website platforms.

Ok, that's it!

It can not be.

Yes it can! Sort of …

Like I said there are many geekier aspects of on-page optimization which includes things like which type of site structures to use, frames, types of scripts, etc. However, with the advancement of template driven and WYSIWYG * sites, many of these aspects are already pre-coded for optimization or ease of readability for those Search Engines out there doing their creeping and crawling thing … also known as indexing.

* WYSIWYG (What You See Is What You Get) – An interface that provides the user with the ability to point and click to insert objects, images & text into most sites today.

So with Keyword Research and proper Placement in your site are the broad strokes of On-Page Search Engine Optimization. However, "How" to do the right and profitable Keyword Research for your niche and "How" to place them properly in all the elements of your sites is where you earn your stripes.

Your SEO Strategies Next Step

Fortunately I have put together a step by step guide that will not only walk you through on-page optimization but also how to drive FREE traffic through off page optimization as well.

Remember that Search Engine Optimization is an Investment, not an Expense. Unlike paid ads, the efforts you put in to really optimize your site today will continue to pay off well into the future.

With a proper search engine optimization guide, you can easily dominate search-engines like Yahoo, Google and MSN. Ranking high on search-engines is easy and can be very profitable for your website.

Jewelry Making Kit Ideas for Kids

These jewelry making kit ideas include projects for both girls and boys. You may consider creating and selling kits like these as a business, or giving them as gifts, or using them to offer beading parties for kids.

Popular Projects for Teen / Kids Jewelry Making Kit

Children and teens love to make and wear jewelry. And a trendy jewelry project with a cool name can make a lot of sales!

These are some popular jewelry projects for kids of all ages to make. They are great designs to teach at a jewelry workshop or beading party, or to offer as kits.

1) Friendship Bracelet – for boys or girls. This has been a hot jewelry item for the past several years, with no sign oflining. Nice made with either "natural" beads, or colored glass / plastic ones, and strung on leather or hemp cord.

2) Friendship Anklet – similar to the bracelet above, except made ankle-size. (Less likely to be worn by boys.)

3) Surfer Dude / Surfer Chick Necklace – for boys or girls. A rustic choker-length necklace featuring a few beads and sometimes a small pendant. You can offer a variety of rugged, "natural" beads like clay, bone, horn, wood, recycled glass, etc. The beads and pendant are strung onto leather cord or rubber tubing, fastened with either sliding leather knots or a basemetal clasp. This is an especially popular teen / older kids jewelry making kit.

4) Princess Bracelet – an extremely popular jewelry making kit for girls. Possible components: large-hole beads to string on a pretty ribbon that ties onto the princess' wrist with a bow; beads to string on heavy-duty stretch cord; beads to string on beading wire and fastened with a basemetal toggle clasp. Pink and purple are a must in these designs.

5) Dragon-Bone Necklace – a popular jewelry making kit for boys. Simply provide a variety of bone beads and a few interesting spacer beads to string on leather cord and fasten off with sliding, adjustable knots.

6) Magic Bracelet – for boys or girls. An assortment of small magnetic hematite beads in a variety of shapes makes an endlessly fascinating toy as well as a piece of jewelry.

Tips for Creating a Jewelry Making Kit

Many of the commercially-made jewelry kits are disappointingly junky. They have a skimpy assortment of cheap components, flimsy tools, and poorly written instructions – packaged in a deceptively large box. It's very easy to create something that's vastly better than these!

When I create a jewelry making kit for workshops or for sale, I put myself in the customer's shoes – what would be excited to find in the kit? Here's an example of how I created some bead bracelet kits:

Each kit contained beads in a popular color scheme, with some nice contrast accent beads and at least one cool focal bead. I included an inspiring mix of bead colors, shapes, etc., and used a beadboard to measure how many inches of beads I was putting into each kit.

Then I tossed in a few extra inches of beads, so the recipient would have a good selection to design with, plus some leftover beads for other projects. I added a coil of leather stringing cord (cut a few inches longer than even the largest wrist would need), and instructions for good design, a comfortable fit, and making sliding knots.

I packaged it all in a transparent jewelry zip-close bag, stapled my product card to the top – and had a nice jewelry making kit.